Bill in the News
Meet and learn from a wide variety of experts on subjects ranging from portfolio management to nutrition management; from insurance, Social Security, and reverse mortgages, to annuities, Medicare and Roth IRA conversions. Watch the preview here.
A Refreshing Voice in the Modern Insurance WorldYou’ll find us pretty short on the typical sales pitches around here, but long on expertise, straight-talk and collaboration. Most of our clients come to us with a very clear vision of what they want their retirement to look like, but they’re also aware of the hurdles that stand in the way. At W. R. Borton & Associates, quite simply, we clear those hurdles for our clients. Yes, the tangible outcome of our work may be insurance solutions and asset-protection strategies – but what we really care about is offering our clients a clear, confident path to their desired futures. No matter how big the hurdles – or how bright the dream – you can count on us as your advocate…on the ball and in your corner.
Tip of the Month
LifeSpan Care Management, LLC is an organization that helps consumers navigate ways to care for family members and loved ones.
This site has lots of free evaluation tools to take the guess work out of caregiving decisions, and determine the most appropriate level of care for an aging loved one.
Just 2 of the many tools include:
The Elder Care Needs Evaluation is a screening tool designed to determine the best living arrangements.
The Aging Crisis Questionnaire is a self-assessment that helps families understand the kinds of problems for which they should anticipate and prepare.
We know Americans are living longer, but not necessarily better. Our clients face the very real risk of outliving their assets because of rising healthcare costs, the need for long-term care, or simply living longer than anticipated. How well these risks are managed can make all the difference between living a comfortable and confident retirement, or running out of money later in life.
Don’t Wait – Complete your Team! Your financial advisor may be doing a great job of managing your assets, but it’s not the same thing as retirement income planning. We collaborate with your existing advisors to design individually tailored solutions that help mitigate these risks and ensure the future you want.
Have you considered a transition to retirement in lieu of a dead stop from full time work? A “victory lap retirement”, as Mike Drak and Jonathan Chevreau have termed it in their new book of the same title, includes both work and leisure. This idea, after leaving full...read more
In Part 2 of A Sure Thing, or A Maybe, we assume a blend of guaranteed income and a hedge against inflation is ideal when planning for income in retirement, and we dig deeper to help you ascertain the correct blend for you. (Missed Part 1? Click here!) Caution When...read more
Most people believe that retirement planning consists of a three-pronged approach: 1) accumulating assets early in your career while young enough to withstand stock market corrections; 2) protecting those assets as you get older by adopting a more conservative...read more
Can I Afford to Retire?
We hear this question from our clients more than any other. We get it. The lessons from the market crash of 2008 are still fresh and raw. There’s been a sharp uptick in the fear surrounding outliving retirement income. Even more, uncertainties around market volatility, taxes, inflation, and health care costs have many Americans searching for answers.
We also know that despite these hurdles, you can still visualize your ideal future. We aim to be the partner you trust to help you build a plan to get there. We utilize proprietary software that maps out your entire retirement income picture on one simple page. We can also clearly show how each guaranteed source of income (Social Security, pensions, etc.) will play out under varying life circumstances, such as a layoff, retirement, loss of pension, or the death of a spouse.
Request a private retirement income planning consultation, and we’ll generate your personalized “Income for Life” report. This is a free offer and is without obligation.