by Bill Borton | Mar 31, 2020 | Retirement, Retirement Income, Retirement Planning
“You can’t ‘should have done’ anything. It’s simply not possible, so take a few deep breaths and try to relax. So, you didn’t reduce your exposure to equities when you had the chance. You didn’t move 20% of your retirement savings into a deferred annuity to...
by Bill Borton | Jul 10, 2018 | Financial Plans, Income Strategy, Retirement, Retirement Income, Retirement Planning
In the introduction to his new book, my friend and colleague Jamie Hopkins asks “Can you visualize retirement?” He says most of us can’t, which makes retirement planning “like hitting a moving target in the wind”. It’s important to acknowledge that moving from the...
by Bill Borton | Apr 17, 2018 | Guaranteed Income, Income Strategy, Lifetime Income, Planning, Retirement, Retirement Income, Retirement Planning
During a recent conversation with a friend she admitted, “I still don’t really understand what you do. So, you sell insurance?” To make it easier, I suggested the image of a laundry tub. I said to her, “If you want to fill your laundry tub with water, what’s the first...
by Bill Borton | Feb 4, 2018 | Financial Plans, Financial Team, Income Strategy, Planning, Retirement, Retirement Planning
“There are worse things than death – have you ever spent an evening with an insurance salesman?” ~ Woody Allen After moving to a new neighborhood and joining the local fitness center, I one day discovered the man on the next treadmill was a neighbor. The...
by Bill Borton | Jan 23, 2018 | Financial Plans, Retirement, Retirement Income, Retirement Planning
In study after study, baby boomers say they are concerned about healthcare costs and long-term care in retirement, but their biggest fear by far is outliving their savings. Will you have enough? How do you know? Most of us have been programmed to focus on the...
by Bill Borton | Dec 18, 2017 | Financial Plans, Guaranteed Income, Income Strategy, Lifetime Income, Retirement, Retirement Income, Risk Management
Numerous factors have helped increase human longevity. Many of us will live to be 90, and some perhaps even 100 or more. Unfortunately, in our younger years, many of my fellow Baby Boomers were not particularly focused on the possibility of living 35 years past...
