by Bill Borton | Mar 22, 2018 | Financial Plans, Guaranteed Income, Insurance Coverage, Planning, Retirement Income, Risk Management
Back in 1972, “You can pay me now, or pay me later”, helped FRAM sell a ton of oil filters. That memorable phrase was usually uttered in FRAM’s television commercials by an auto mechanic, who explains to his customer that he can either pay a small sum now for...
by Bill Borton | Dec 18, 2017 | Financial Plans, Guaranteed Income, Income Strategy, Lifetime Income, Retirement, Retirement Income, Risk Management
Numerous factors have helped increase human longevity. Many of us will live to be 90, and some perhaps even 100 or more. Unfortunately, in our younger years, many of my fellow Baby Boomers were not particularly focused on the possibility of living 35 years past...
by Bill Borton | Aug 24, 2017 | Estate Planning, Financial Plans, Financial Team, Income Strategy, Lifetime Income, Retirement Income, Retirement Planning, Risk Management, Uncategorized
Most people believe that retirement planning consists of a three-pronged approach: 1) accumulating assets early in your career while young enough to withstand stock market corrections; 2) protecting those assets as you get older by adopting a more conservative...
by Bill Borton | Aug 3, 2017 | Annuities, Financial Plans, Guaranteed Income, Income Strategy, Retirement Income, Retirement Planning, Risk Management
Will allegiance to your “tribe” limit your choices and keep you in doubt about your future financial picture? We are all steeped in the thinking and beliefs of our families, friends, and confidants. We tend to live within the limits of what is approved by the groups...
by Bill Borton | May 22, 2017 | Financial Plans, Health Care, Health Care Costs, Long-Term Care, Retirement, Retirement Income, Retirement Planning, Risk Management
Like the tips on the end of your shoelaces that keep them from fraying, telomeres are areas of repetitive DNA at the ends of our chromosomes that protect them from deterioration. There is a link to the length of these telomere “caps” and longevity. The shorter the...
