Bill in the News
On November 5th, Bill presented ‘Long-Term Care Planning and Insurance’ to the Pennsylvania Institute of CPAs (PICPA) at their annual Personal Financial Planning conference.
A Refreshing Voice in the Modern Insurance World
You’ll find us pretty short on the typical sales pitches around here, but long on expertise, straight-talk and collaboration. Most of our clients come to us with a very clear vision of what they want their retirement to look like, but they’re also aware of the hurdles that stand in the way. At W. R. Borton & Associates, quite simply, we clear those hurdles for our clients. Yes, the tangible outcome of our work may be insurance solutions and asset-protection strategies – but what we really care about is offering our clients a clear, confident path to their desired futures. No matter how big the hurdles – or how bright the dream – you can count on us as your advocate…on the ball and in your corner.
Retirement Income: Got Enough?
Baby Boomers fear running out of money more than they fear dying. Will you have enough? How do you know? We can create a personalized Income for Life Report.
Medicare Plans: Choose Carefully
Turning 65? Your health insurance is about to change. If Medicare has you confused, we can help you understand the “alphabet soup” and make the appropriate choices.
Long Term Care: Plan Now
You think you won’t need long-term care? Think again. You think Medicare will pay for it? It doesn’t. Why risk being a burden on your family? Let’s have a conversation.
Tip of the Month
What has the PAUSE button brought to light for you?
“What if you are forced to reinvent yourself? According to renowned futurist Daniel Burrus, the future belongs to those who understand trends and how to anticipate them. Perhaps awareness of an emerging trend will inspire you to use an untapped talent,” writes Bill.
Read full article.
The Predicament
We know Americans are living longer, but not necessarily better. Our clients face the very real risk of outliving their assets because of rising healthcare costs, the need for long-term care, or simply living longer than anticipated. How well these risks are managed can make all the difference between living a comfortable and confident retirement, or running out of money later in life.
Don’t Wait – Complete your Team! Your financial advisor may be doing a great job of managing your assets, but it’s not the same thing as retirement income planning. We collaborate with your existing advisors to design individually tailored solutions that help mitigate these risks and ensure the future you want.
Will You Live to 100? It’s Entirely Possible.
How long will you live? How do you know? Unless you have a pretty clear idea, it may be difficult to create a sustainable retirement income plan that will meet your income and legacy objectives. Life expectancy tables are averages, so unless you are average, they...
Keep working, delay Social Security
"You can’t ‘should have done’ anything. It’s simply not possible, so take a few deep breaths and try to relax. So, you didn’t reduce your exposure to equities when you had the chance. You didn’t move 20% of your retirement savings into a deferred annuity to ‘take some...
What has the PAUSE button brought to light for you?
This may be the best time to contemplate. I invite you to do some “imagineering” in the remaining time we are sequestered. Daydream. Read. Research. Meditate. Set intentions.
Can I Afford to Retire?
We hear this question from our clients more than any other. We get it. The lessons from the market crash of 2008 are still fresh and raw. There’s been a sharp uptick in the fear surrounding outliving retirement income. Even more, uncertainties around market volatility, taxes, inflation, and health care costs have many Americans searching for answers.
We also know that despite these hurdles, you can still visualize your ideal future. We aim to be the partner you trust to help you build a plan to get there. We utilize proprietary software that maps out your entire retirement income picture on one simple page. We can also clearly show how each guaranteed source of income (Social Security, pensions, etc.) will play out under varying life circumstances, such as a layoff, retirement, loss of pension, or the death of a spouse.
Request a private retirement income planning consultation, and we’ll generate your personalized “Income for Life” report. This is a free offer and is without obligation.