by Bill Borton | May 22, 2017 | Financial Plans, Health Care, Health Care Costs, Long-Term Care, Retirement, Retirement Income, Retirement Planning, Risk Management
Like the tips on the end of your shoelaces that keep them from fraying, telomeres are areas of repetitive DNA at the ends of our chromosomes that protect them from deterioration. There is a link to the length of these telomere “caps” and longevity. The shorter the...
by Bill Borton | Feb 16, 2017 | Health Care, Health Care Costs, Insurance Coverage, Long-Term Care
A long-term care (LTC) insurance policy can make a huge difference in helping cover the costs of care in a nursing home, an assisted-living facility, an adult day care center, or at home – but for many caregivers, handing insurance claims for a parent or loved one can...
by Bill Borton | Jan 19, 2017 | Health Care, Health Care Advocate, Health Care Costs, Long-Term Care
Effective long-term care planning requires a dual focus. Many long-term care (LTC) advisors address the financial effects a serious health care event may have on the individual’s retirement portfolio. Yet, illness is a stressful time for patients as...
by Bill Borton | Nov 18, 2016 | Health Care, Health Care Costs, Insurance Coverage, Long-Term Care, Medicare
No one can predict the changes that may happen in Medicare and the Affordable Care Act in the upcoming year. However, you may have questions about the best available supplemental insurance options. How do you choose? How much do you need to cover the gap between costs...
by Bill Borton | Jul 28, 2016 | Health Care, Health Care Costs, Long-Term Care, Retirement, Retirement Planning
We spend our lives making plans and preparing for future events. From the beginning, we plan and work towards education, a career, and perhaps a partnership or marriage and a family. We work hard and save, invest and build our assets. We purchase insurance to protect...
