by Bill Borton | Mar 31, 2020 | Retirement, Retirement Income, Retirement Planning
“You can’t ‘should have done’ anything. It’s simply not possible, so take a few deep breaths and try to relax. So, you didn’t reduce your exposure to equities when you had the chance. You didn’t move 20% of your retirement savings into a deferred annuity to...
by Bill Borton | Feb 5, 2019 | Financial Plans, Long-Term Care, Retirement Income, Retirement Planning
In 2018, Bill was recognized by the American College of Financial Services (Bryn Mawr, PA), as an expert in long-term care planning and insurance and he collaborated with colleagues several times during the year. With Jamie Hopkins, Director of Retirement Research at...
by Bill Borton | Jul 10, 2018 | Financial Plans, Income Strategy, Retirement, Retirement Income, Retirement Planning
In the introduction to his new book, my friend and colleague Jamie Hopkins asks “Can you visualize retirement?” He says most of us can’t, which makes retirement planning “like hitting a moving target in the wind”. It’s important to acknowledge that moving from the...
by Bill Borton | Apr 17, 2018 | Guaranteed Income, Income Strategy, Lifetime Income, Planning, Retirement, Retirement Income, Retirement Planning
During a recent conversation with a friend she admitted, “I still don’t really understand what you do. So, you sell insurance?” To make it easier, I suggested the image of a laundry tub. I said to her, “If you want to fill your laundry tub with water, what’s the first...
by Bill Borton | Mar 22, 2018 | Financial Plans, Guaranteed Income, Insurance Coverage, Planning, Retirement Income, Risk Management
Back in 1972, “You can pay me now, or pay me later”, helped FRAM sell a ton of oil filters. That memorable phrase was usually uttered in FRAM’s television commercials by an auto mechanic, who explains to his customer that he can either pay a small sum now for...
by Bill Borton | Jan 23, 2018 | Financial Plans, Retirement, Retirement Income, Retirement Planning
In study after study, baby boomers say they are concerned about healthcare costs and long-term care in retirement, but their biggest fear by far is outliving their savings. Will you have enough? How do you know? Most of us have been programmed to focus on the...