by Bill Borton | Jun 5, 2017 | Annuities, Financial Plans, Financial Team, Health Care, Health Care Advocate, Insurance Coverage, Retirement Income, Retirement Planning
A Healthy Body Balanced with Financial Strength Jean Chatzky signed a copy of her new book for me. The subtitle is catching- “Living Longer without Running out of Money or Breaking a Hip”. The book’s title is Age-Proof, by both Chatzky and Michael Roizen, MD. As the...
by Bill Borton | May 22, 2017 | Financial Plans, Health Care, Health Care Costs, Long-Term Care, Retirement, Retirement Income, Retirement Planning, Risk Management
Like the tips on the end of your shoelaces that keep them from fraying, telomeres are areas of repetitive DNA at the ends of our chromosomes that protect them from deterioration. There is a link to the length of these telomere “caps” and longevity. The shorter the...
by Bill Borton | Mar 13, 2017 | Estate Planning, Financial Plans, Health Care, Income Strategy, Lifetime Income, Retirement, Retirement Income, Retirement Planning, Wealth Management
Do you agree with Seth Godin’s comment in his recent blog? He said: “Perhaps the biggest cultural change of my lifetime has been the growing influence and ubiquity of commercial media in our lives.” The pervasive and all-present media requires us to sift through the...
by Bill Borton | Feb 16, 2017 | Health Care, Health Care Costs, Insurance Coverage, Long-Term Care
A long-term care (LTC) insurance policy can make a huge difference in helping cover the costs of care in a nursing home, an assisted-living facility, an adult day care center, or at home – but for many caregivers, handing insurance claims for a parent or loved one can...
by Bill Borton | Jan 19, 2017 | Health Care, Health Care Advocate, Health Care Costs, Long-Term Care
Effective long-term care planning requires a dual focus. Many long-term care (LTC) advisors address the financial effects a serious health care event may have on the individual’s retirement portfolio. Yet, illness is a stressful time for patients as...
by Bill Borton | Nov 18, 2016 | Health Care, Health Care Costs, Insurance Coverage, Long-Term Care, Medicare
No one can predict the changes that may happen in Medicare and the Affordable Care Act in the upcoming year. However, you may have questions about the best available supplemental insurance options. How do you choose? How much do you need to cover the gap between costs...