by Bill Borton | May 22, 2017 | Financial Plans, Health Care, Health Care Costs, Long-Term Care, Retirement, Retirement Income, Retirement Planning, Risk Management
Like the tips on the end of your shoelaces that keep them from fraying, telomeres are areas of repetitive DNA at the ends of our chromosomes that protect them from deterioration. There is a link to the length of these telomere “caps” and longevity. The shorter the...
by Bill Borton | Apr 12, 2017 | Creativity, Financial Plans, Idea Generation, Planning, Retirement Planning
What would you like to accomplish before you die? What have you dreamed of doing (perhaps for years) that you rationalize can’t or probably won’t happen? Peter Himmelman, an award-winning Emmy and Grammy nominated musician, songwriter, and performer, speaks from...
by Bill Borton | Mar 27, 2017 | Annuities, Beneficiaries, Estate Planning, Financial Plans, Income Strategy, Lifetime Income, Retirement, Retirement Income, Wealth Management
The greatest reason annuities are misunderstood by the public is the media’s perpetual distribution of inaccurate information. Misinformation about fees, commissions and surrender charges is rampant, even in respected publications. So, before you decide to buy,...
by Bill Borton | Mar 13, 2017 | Estate Planning, Financial Plans, Health Care, Income Strategy, Lifetime Income, Retirement, Retirement Income, Retirement Planning, Wealth Management
Do you agree with Seth Godin’s comment in his recent blog? He said: “Perhaps the biggest cultural change of my lifetime has been the growing influence and ubiquity of commercial media in our lives.” The pervasive and all-present media requires us to sift through the...
by Bill Borton | Feb 16, 2017 | Health Care, Health Care Costs, Insurance Coverage, Long-Term Care
A long-term care (LTC) insurance policy can make a huge difference in helping cover the costs of care in a nursing home, an assisted-living facility, an adult day care center, or at home – but for many caregivers, handing insurance claims for a parent or loved one can...